Two options to help make your pet’s healthcare more affordable are pet insurance and wellness plans. Below, our Douglasville vets explain some of the differences and benefits of each of these options.
Healthcare for Pets
Both wellness plans and pet insurance policies offer benefits, but they are very different. When it comes to your pet's veterinary care, it’s important to understand which services your pet is and isn't covered for. That way you won't be left with unexpected out-of-pocket expenses when you visit your vet or need to plan the payment for your pet's care and treatment.
What is a Wellness Plan?
By paying a small monthly amount wellness plans can help you cover the cost of routine veterinary care. Unlike pet insurance, with wellness plans, you only pay for the treatments and services you use.
Wellness plans can help you to adopt a more proactive approach to your pet's veterinary care, and help your vet spot early signs of any conditions or diseases before they become more serious, and potentially very expensive.
What Does a Wellness Plan Cover?
A wellness plan can cover routine vet care such as microchipping, vaccinations, and dental care. The primary purpose of these plans is to help you to spread out the cost of improving and maintaining the standard of your pet’s overall health.
What is Pet Insurance?
Pet insurance takes care of any veterinary bills if your pet requires emergency veterinary care.
Treating an illness such as cancer or diabetes, or emergency treatment, can become very expensive. Pet insurance can provide you with financial help to pay the bills for accidents and conditions covered by your pet's insurance policy.
What Does Pet Insurance Cover?
Policies differ, but generally pet insurance covers treatment for illnesses as well as any emergency treatment required after accidents. Some pet insurance policies may also include prescription medications, the treatment of hereditary and congenital conditions as well as orthopedic conditions.
How to Choose Between the Two Options?
You don't have to choose, some pet owners subscribe to both pet insurance and wellness plans to ensure their pet has complete protection, while other pet owners opt for one or the other. Understanding how each of these options work can benefit you and your pet, and can help you decide on what the best option is for you and your pet.
Ask your vet if you would like help deciding what is best for your pet based on their particular needs and concerns.
Note: The advice provided in this post is intended for informational purposes and does not constitute medical advice regarding pets. For an accurate diagnosis of your pet's condition, please make an appointment with your vet.